Question 1

What is the minimum property investment for a UAE Golden Visa?

Accepted Answer

The minimum investment is AED 2 million in UAE property to qualify for the 10-year Golden Visa. The property can be mortgaged, provided the paid amount is at least AED 2 million.

Question 2

Can foreigners own property in Dubai?

Accepted Answer

Yes. Foreigners can purchase freehold property in designated areas including Dubai Marina, Downtown Dubai, Palm Jumeirah, Business Bay, and JBR.

Question 3

What fees should I expect when buying property in Dubai?

Accepted Answer

Typical buyer costs: 4% Dubai Land Department (DLD) transfer fee, 2% agency commission, AED 2,000–4,000 registration trustee fee, and 0.25% mortgage registration fee if applicable.

Question 4

Can I buy off-plan property with a mortgage?

Accepted Answer

Yes. Some developers offer in-house payment plans. UAE bank mortgages are also available for off-plan purchases at various construction stages, subject to bank approval.

Question 5

What rental yields can I expect in Dubai?

Accepted Answer

Dubai offers some of the world's highest rental yields, typically 6–10% net annually depending on area and property type. Studios and 1-bedroom apartments in high-demand areas often achieve the highest yields.

Question 6

Is there tax on rental income or property sales in Dubai?

Accepted Answer

No. There is currently zero personal income tax and zero capital gains tax in the UAE. Rental income and profits from property sales are tax-free for individuals.

Question 7

How long does it take to complete a property purchase in Dubai?

Accepted Answer

For ready properties, the transfer process at the Dubai Land Department typically takes 1–2 weeks once financing is in place. Off-plan purchases are registered within a few days of signing the SPA.

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